Miscellaneous Health Care Facilities

The Medical Professional Division offers several medical malpractice liability programs.  Please see the individual program summaries for more details.

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  Medical Professional Liability  

What's New?


Protection is now available through our Healthcare Facilities Choice endorsement, for risks which meet underwriting eligibility requirements. Six additional coverages are added to the Supplementary Payments section for qualified insureds, at no additional premium. 

The following coverages have been added: 

  • Media expense
  • HIPAA proceedings
  • emergency evacuation expense
  • patient property
  • Medicare/Medicaid billing defense expense
  • state medical board legal expense

Coverage Offered

Professional Liability coverage is offered on a claims-made, surplus-lines basis in all states and the District of Columbia. General Liability coverage may be included on a claims-made or occurrence basis. Physician coverage may be included on a shared limit basis with the entity.

Risk Appetite

Coverage is offered on a primary basis for all eligible classes. Excess coverage can also be offered for eligible risks. Unsupported excess (where General Star is not the primary coverage layer carrier) can also be offered for risks that would meet our primary layer eligibility criteria.

Coverage Terms of Note

A variety of coverage options are available to meet specific risk needs, including claim "incident trigger" or "written demand" coverage forms. Options are also offered for defense costs within or outside of the indemnity limits. Prior acts coverage is available subject to underwriting review. First dollar coverage is available on most classes of business.

Target Classes

While not all inclusive, we have listed below some typical risks that are eligible for the Miscellaneous Health Care Facilities Program. We continue to conduct market research and add to our list of eligible classes on a regular basis.

  • Abortion Clinics
  • Ambulance Services
  • Blood, Organ & Tissue Banks
  • Cancer Treatment Centers
  • Cardiac Rehab Centers
  • College Health Centers
  • Dialysis Centers
  • Elective Cosmetic Centers
  • Home Healthcare Operations
  • Hospice Care
  • Laser Eye Surgery Centers
  • Lithotripsy Centers
  • Medical Laboratories
  • MediSpa / Medical Spas
  • MRI, XRay / Imaging Centers
  • Outpatient Medical Clinics
  • Pathology Laboratories
  • Physical Rehab Centers
  • Sleep Centers
  • Surgery Centers