Property & Casualty

Products Liability

The Delegated Contract P & C Unit now offers coverage for 100 Products Liability classes.  The Gross Receipts threshold has been increased to $5M, subject to eligibility requirements.  The coverage is available nationwide, on a non-admitted basis.  Our focus is on small to medium-sized businesses who manufacture or distribute low to medium hazard products.

Coverage Offered

  • Products Liability on 100 classes, accessible to all appointed Contract P&C wholesale brokers.
  • Occurrence based, offered in conjunction with premises/operations liability or as a package, with the addition of property coverage
  • Targeting manufacturers and distributors with low to medium product hazard exposures
  • Up to $1,000,000 in sales for new policies.  Up to $1,300,000 in sales for renewals.
  • Automatic Additional Insured for Vendors, Trade Events, Mortgagees, Assignees and Receivers
  • Available with the 40+ AdvantagePAC Policy

Risk Appetite

Among the classes covered include:
  • Automobile, Bus & Truck body, brakes, operating and not operating parts Mfg.
  • Beer, Ale, or Malt Liquor Mfg
  • Beverage Bottler Soft Drinks Mfg
  • Candy or Confectionary Products Mfg
  • Carpet or Rug Mfg
  • Clock, Watches, Watch case Mfg
  • Clothing Mfg
  • Dairy Products Mfg
  • Food Products Mfg
  • Fruit or Vegetable Juice Mfg
  • Furniture Mfg including Infant Furniture
  • Glass or Glassware Mfg
  • Leather Goods Mfg
  • Liquor Mfg
  • Meat, Fish Poultry or Seafood Mfg
  • Musical Instruments Mfg
  • Paper Goods Mfg
  • Pet Food Mfg
  • Soap Mfg
  • Sporting Goods or Athletic Equipment Mfg
  • Toys or Games Mfg
  • Vegetable Oil Mfg
  • Wine Mfg

For the full list of covered classes, click here.

Coverage Limits / Capacity

  • Maximum Limits up to $1M per occurrence /$2M /$2M aggregate


  • ISO based rating
  • Slot rating sheets with a list of fully developed rates for the 100 classes of business