Property & Casualty

Casualty

The Delegated Contract P & C Unit offers Casualty coverage nationwide, on a non-admitted basis. Our focus is on small to medium sized businesses.

Coverage Offered

  • Occurrence based, short tail premises risks, monoline or package
  • Standard GL ISO coverage, including BI/PD, Medical Payments, Damage to Premises Rented to you.
  • Additional Insured, Waivers of Subrogation available
  • Assault & Battery, Abuse Molestation sub limits available
  • Hired & Non Owned Auto
  • Comprehensive GL Coverage Enhancement available on package accounts

Risk Appetite

  • Short Tail, OL&T driven risks
  • Apartments, Dwellings
  • Convenience Stores
  • Churches
  • Clubs/Halls
  • Condominiums/Condo Units Rented to others
  • Hotel / Motel
  • Lessor's Risk Only
  • Mercantile
  • Restaurants
  • Shopping Centers
  • Vocational Schools
  • Vacant Buildings/Land

Coverage Limits/Capacity

  • Maximum Limits up to $2M occurrence/ $2M aggregate
  • Per location aggregate available on referral basis

Pricing

  • ISO based with territory specific Loss Cost Multiplier
  • Slot Rating Sheets with a list of fully developed rates for over 25 classes of business