High Value Homeowners

The Delegated Programs Unit offers a High Value Homeowners Program.  The program is offered in 12 States and Washington, DC. 
All Risks Ltd. serves as the Program Administrator.

  High Value HO  

Coverage Offered

  • ISO HO3, HO8, DP1, or DP3 policy forms
  • Coverage indented for high value homeowners risks with minimum Coverage A limits of $250,000 to a maximum of $1,500,000
  • Maximum liability limit up to $1,000,000
  • Wind / Hail Coverage  will be considered based upon distance to water limitations and minimum deductible amounts
  • Additional coverages  include:
    -          Scheduled personal property
    -          Extended replacement cost
    -          Water backup and sump discharge/overflow
    -          Ordinance or law
    -          Animal liability
    -          Watercraft & golf cart coverage


How to Contact All Risks, Ltd.

All Risks, Ltd.
300 Arboretum Place
Suite 410
Richmond, VA 23236

Rex Regan
Senior Vice President
800 366 7475

Brandon Colver
AVP, Personal Lines Manager
800 366 7475