Casualty Programs

Excess Auto Instant Quote (EAIQ)

The Casualty Division provides online Excess Auto Instant Quote (EAIQ) capability for small commercial fleets subject to eligibility requirements. 

To request an EAIQ User ID and Password,  click here.         

Coverage

  • Direct Excess Auto Liability only
  • Scheduled autos only
  • Excluded: Hired and Non-Owned, Abuse and Professional
  • General Star Indemnity Paper (Non-Admitted in all states)

Limits

  • Up to $4MM excess underlying insurance limit of $1MM / $1.5MM / $2MM CSL for most classes.

              Exception: Up to $2MM excess of any risk with Zone (Long Haul) vehicles and/or 
              “Territory Rated” Heavy Tractor Trailers and Extra Heavy Tractor Trailers

Requirements for Quote

  • MAXIMUM of five (5) vehicle/auto units per risk subject to guidelines
  • Underlying Carrier must be AM Best rated A-(V) or better
  • Minimum required underlying limit of $1MM CSL
  • No single auto liability loss in excess of $50,000
  • No more than 3 auto liability losses in the past 3 years
  • No DUI/DWI violations
  • Acceptable driving records
    N
    OTE: MVRs for all drivers will be ordered and reviewed post bind, if unacceptable,
    NOC will be sent for underwriting reasons.

Binder Requirements

             Acceptable, completed and signed Excess Auto Liability application (or equivalent)

Note: All information above MUST be received prior to binding

Eligible Auto Types

  • Airport Buses (incl. Limos)
  • Church Buses
  • School Buses Class II
  • Sightseeing Buses
  • Urban Buses
  • Light Trucks
  • Medium Trucks
  • Heavy Trucks
  • Heavy Tractor Trailers
  • Extra Heavy Trucks
  • Extra Heavy Tractor Trailers
  • Limousines
  • Private Passenger Vehicles
  • Funeral Director Vehicles
  • Vans (Employer Furnished)
  • Vans (All Others)

 _____________________________________________________________________

For more information, please contact:

             Sue Frager                                                   Joe Majsak
susan.frager@generalstar.com           joe.majsak@generalstar.com
        (203) 328-5226                                            (203) 328-6416

 

Please watch this short presentation for more information--> EAIQ overview

Click here for a hands-on demo of the tool -->  Hands-on Demo