Primary Casualty

Sporting Goods and Athletic Equipment Products

The Casualty Division offers coverage designed for Sporting Goods and Athletic Equipment products.

Coverages Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions and features, including:

  • Commercial General Liability and Products / Completed Operations Liability specialized coverage extensions for certain classes of business; such as:
    • Limited Product Withdrawal Expense Coverage
    • Product Design Coverage
  • Occurrence and claims-made coverage forms
  • Defense outside and inside the limits options
  • First dollar coverage, small to moderate deductibles, SIRs
  • General Star’s PLUS Endorsement which includes Additional Insureds
  • For trade events, automatic status when required in writing in a contract or agreement and more

Risk Appetite

  • Accounts with revenue between $250,000 and $25,000,000
    • Start-up operations and new ventures
    • Discontinued Products / Operations
    • IBNR Coverage

Eligible Exposures

  • Manufacturers and distributors of Sporting Goods and Athletic Equipment
    • Team and recreational sporting goods
    • Leisure sporting products
    • Professional and amateur athletic equipment
    • Discontinued products
    • Sporting and military firearms and related products

Ineligible Exposures

  • Football helmets
  • Neck braces
  • Hunting tree stands
  • Trampolines
  • Handguns and automatic firearms

Limits Available

  • General Liability
    • $1,000,000 per occurrence
    • $2,000,000 general aggregate
  • Product Liability
    • $1,000,000 per occurrence
    • $2,000,000 Products / Completed Operations aggregate
  • Limited Product Withdrawal Expense Coverage
    • Option of $100,000 and $250,000 each withdrawal /aggregate
  • Will consider ground up coverage with no deductible
  • Up to $5,000,000 in Excess limits available

Submission Requirements

  • General Star Products Application, signed by the applicant
  • Currently valued carrier loss information (not older than90 days)for a minimum of five years including descriptions of all claims
  • Complete product brochure or website