Primary Casualty

Repossession Operations

The Casualty Division offers specialized coverage for Repossession Operations. Coverage is available for the operations involved in the repossession of automobiles and other vehicles such as watercraft and mobile equipment.

Coverages Offered

  • Commercial General Liability coverage
  • Garage Keepers Coverage---Options to provide coverage on a third party/legal liability basis, or first party/physical damage alternative
  • Additional Insured---Financial Institutions---Automatic status when required in a written contract or agreement
  • Personal Property of Others Legal Liability---Coverage for the property of others in a covered auto---$5,000 limit applies
  • Assault and Battery exclusion (with option to delete)
  • Wrongful Repossession
  • On Hook Coverage for Repossed Automobiles and other vehicles---Coverage is provided while on the hook of the insured tow trucks
  • Operation of Repossed Automobiles and other vehicles up to a 100 miles radius from an insured location during the repossession process.

Limits Available

  • General Liability: $1,000,000 per occurrence
  • Excess Liability: Up to $5,000,000 in Excess limits available

Submission Requirements

  • General Star Repossessors Supplemental Application or equivalent
  • Driver list and current MVRs
  • Currently-valued carrier loss information for a minimum of five Years and description of all claims