Military, Police and Homeland Security Products

General Star provides specialized coverage for the military, police and homeland security products manufacturing industry.

Coverages Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions, including:

• General Liability Plus Coverage Endorsement
• Exception to the War Exclusion for the Products/Completed Operations Hazard
• Product Design Coverage
Limited Product Withdrawal Expense Coverage
• Expert claims handling by General Star with the assistance of an internationally recognized adjusting company

These extensions can be combined with our other existing coverage features:

• Zero deductible options
• Medical payments coverage
• Worldwide coverage for suits brought worldwide for the Products
• Completed Operations Hazard and Short-Term Business activities

Risk Appetite

Manufacturers, fabricators, distributors and importers/exporters (including start-ups and discontinued products/operations) of products used by police, security providers and the military, including but not limited to:

• Firearms accessories – locks, safes, scopes, stocks, eye/ear protection
• Electronic communications and telemetry equipment
• Vehicle conversion/armoring products and accessories
• Surveillance products, alarms
• Body armor and tactical gear (excluding Zylon)
• Explosive or weapon detection products
• Nuclear, biological, chemical detection and protective products
• Rescue products – spreaders, cutters, rams, backboards/immobilizers
• Explosive disposal products including robotics
• Prison supplies and products
• Home incarceration monitors
• Enforcement gear – pepper spray, batons, specialty rounds, restraints
• Ammunition
• Firearms on a limited basis
• Aircraft products on a limited exception basis

Limits Available

• General Liability
• $2,000,000 per Occurrence
• $4,000,000 General Aggregate
• Product Liability
• $2,000,000 per Occurrence
• $4,000,000 Products / Completed Operations Aggregate
• Limited Product Withdrawal Expense Coverage
• Option of $100,000 and $250,000 each withdrawal / aggregate
• Up to $5,000,000 in Excess limits available

Ineligible Exposures

• Zylon body armor products
• Stun guns / Tasers