Military, Police and Homeland Security Products
General Star provides specialized coverage for the military, police and homeland security products manufacturing industry.
Coverages Offered
Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions, including:
- General Liability Plus Coverage Endorsement
- Exception to the War Exclusion for the Products/Completed Operations Hazard
- Product Design Coverage
Limited Product Withdrawal Expense Coverage
- Expert claims handling by General Star with the assistance of an internationally recognized adjusting company
These extensions can be combined with our other existing coverage features:
- Zero deductible options
- Medical payments coverage
- Worldwide coverage for suits brought worldwide for the Products
- Completed Operations Hazard and Short-Term Business activities
Risk Appetite
Manufacturers, fabricators, distributors and importers/exporters (including start-ups and discontinued products/operations) of products used by police, security providers and the military, including but not limited to:
- Firearms accessories – locks, safes, scopes, stocks, eye/ear protection
- Electronic communications and telemetry equipment
- Vehicle conversion/armoring products and accessories
- Surveillance products, alarms
- Body armor and tactical gear (excluding Zylon)
- Explosive or weapon detection products
- Nuclear, biological, chemical detection and protective products
- Rescue products – spreaders, cutters, rams, backboards/immobilizers
- Explosive disposal products including robotics
- Prison supplies and products
- Home incarceration monitors
- Enforcement gear – pepper spray, batons, specialty rounds, restraints
- Ammunition
- Firearms on a limited basis
- Aircraft products on a limited exception basis
Limits Available
- General Liability
- $2,000,000 per Occurrence
- $4,000,000 General Aggregate
- Product Liability
- $2,000,000 per Occurrence
- $4,000,000 Products / Completed Operations Aggregate
- Limited Product Withdrawal Expense Coverage
- Option of $100,000 and $250,000 each withdrawal / aggregate
- Up to $5,000,000 in Excess limits available
Ineligible Exposures
- Zylon body armor products
- Stun guns / Tasers