Primary Casualty

Military, Police and Homeland Security Products

General Star provides specialized coverage for the military, police and homeland security products manufacturing industry.

Coverages Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions, including:

  • General Liability Plus Coverage Endorsement
  • Exception to the War Exclusion for the Products/Completed Operations Hazard
  • Product Design Coverage
  • Limited Product Withdrawal Expense Coverage
  • Expert claims handling by General Star with the assistance of an internationally recognized adjusting company

These extensions can be combined with our other existing coverage features:

  • Zero deductible options
  • Medical payments coverage
  • Worldwide coverage for suits brought worldwide for the Products
  • Completed Operations Hazard and Short-Term Business activities

Risk Appetite

Manufacturers, fabricators, distributors and importers/exporters (including start-ups and discontinued products/operations) of products used by police, security providers and the military, including but not limited to:

  • Firearms accessories – locks, safes, scopes, stocks, eye/ear protection
  • Electronic communications and telemetry equipment
  • Vehicle conversion/armoring products and accessories
  • Surveillance products, alarms
  • Body armor and tactical gear (excluding Zylon)
  • Explosive or weapon detection products
  • Nuclear, biological, chemical detection and protective products
  • Rescue products – spreaders, cutters, rams, backboards/immobilizers
  • Explosive disposal products including robotics
  • Prison supplies and products
  • Home incarceration monitors
  • Enforcement gear – pepper spray, batons, specialty rounds, restraints
  • Ammunition
  • Firearms on a limited basis
  • Aircraft products on a limited exception basis

Limits Available

  • General Liability
    • $2,000,000 per Occurrence
    • $4,000,000 General Aggregate
  • Product Liability
    • $2,000,000 per Occurrence
    • $4,000,000 Products / Completed Operations Aggregate
  • Limited Product Withdrawal Expense Coverage
    • Option of $100,000 and $250,000 each withdrawal / aggregate
  • Up to $5,000,000 in Excess limits available

 

Ineligible Exposures

  • Zylon body armor products
  • Stun guns / Tasers