Primary Casualty


General Star provides coverage specifically designed for cosmetics manufacturers, distributors, and importers/exporters.

Coverage Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage features including:

These extensions can be combined with our other existing coverage features:

  • Zero deductible options
  • Medical payments coverage
  • Worldwide coverage for suits brought worldwide for the Products Completed Operations Hazard and Short-Term Business activities

Risk Appetite

Manufacturers, distributors and importers/exporters (including start-ups and discontinued products/operations) of:

  • Cosmetics including all types of make-up
  • Hair care products including shampoos, conditioners, gels, dyes, bleaches, permanent waves and straighteners and more
  • Skin care products including make-up, creams, lotions, oils, sunscreens, depilatories, exfoliants and more
  • Nail care products
  • Bath products including oils, salts, bubble baths and more

Ineligible Exposures

  • Permanent cosmetics (tattoo) products
  • Products requiring a doctor's prescription