Primary Casualty

Auto and Related Products

General Star provides coverage specifically designed for automobile, motorcycle and truck related risks, including manufacturers, fabricators, distributors, importers / exporters and customizing risks.

Coverage Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions and features, including:

  • General Liability Plus Coverage Endorsement
  • Racing Products Coverage for the Products/Completed Operations Hazard
    • Provides coverage for race products (vehicles, parts and accessories) used by others during racing activities.
  • Exhibition of Race and Exotic Vehicles
    • Provides coverage for the display of race and exotic vehicles at trade shows and conventions or display at the insured's premises.*
  • Garage Keepers Legal Liability
  • Limited Product Testing Coverage
  • Product Design Coverage
  • Limited Product Withdrawal Expense Coverage

These extensions can be combined with our other existing coverage features:

  • Zero deductible options
  • Medical payments coverage
  • Worldwide coverage for suits brought worldwide for the Products Completed
  • Operations Hazard and Short-Term Business activities

Risk Appetite

Manufacturers, fabricators, distributors, importers/exporters and customizing/servicing risks (including start-ups and discontinued products / operations) of the following types:

  • Automobiles
  • Custom motorcycles and select motorscooters
  • Exotic and specialty vehicles
  • Race cars
  • Trucks, trailers, campers and buses
  • Military and related-specialty vehicles
  • Racing parts and accessories
  • Specialty trucks, campers and buses
  • Customizing/conversion of vehicles
  • Critical and non-critical parts and accessories
  • Start-ups, new entities
  • Discontinued products and operations

Ineligible Exposures

  • Dealerships
  • All terrain vehicles (ATVs) / go-karts
  • Products containing asbestos

Limits Available

  • General Liability
    • $2,000,000 per Occurrence
    • $4,000,000 General Aggregate
  • Product Liability
    • $2,000,000 per Occurrence
    • $4,000,000 Products / Completed Operations Aggregate
  • Limited Product Withdrawal Expense Coverage
    • Option of $100,000 and $250,000 each withdrawal / aggregate
  • Up to $5,000,000 in Excess limits available

Special Submission Requirements:

In addition to customary Products/Completed Operations and CGL applications and loss information.