Petroleum Distributors
General Star provides specialized coverage for petroleum dealers and distributors.
Coverage Offered
- Excess Commercial General Liability including Products and Completed Operations
- Excess Commercial Auto Liability including broadened pollution CA9948 follow form
- Excess Liquor Liability
- Excess Employers Liability
- Follow Form Assault & Battery; Erroneous Delivery, Failure to Supply, Punitive Damages
Risk Appetite
Petroleum operations (including start-ups) in the following operations:
- Fuel Oil, Home Heating Oil, Gasoline, Diesel, Liquid Propane Gas(LPG) Distribution
- Both Wholesale and Retail operations
- Retail gas stations w/ convenience stores, auto repair, and car washes
- Bulk Storage Facilities
Ineligible Exposures
- Petroleum Refineries
- Grain Elevator, Fertilizer/Seed Manufacturing
- Truck Brokerage Operations
Minimum Underlying Requirements (AM Best Rated A- VI or better)
- $1,000,000 CSL for Auto
- $1,000,000/$1,000,000/$1,000,000/$1,000,000 for General Liability
- $500,000/$500,000/$500,000 for Employers Liability
- $1,000,000/$1,000,000 for Liquor Liability
Limits Offered
- $5,000,0000, with $10,000,000 capacity available on certain risks
Submission Requirements
- Completed and signed application providing details on all operations and including annual gallonage, revenues, payroll, auto fleet, and 5 years currently valued loss runs