Excess Casualty

Petroleum Distributors

General Star provides specialized coverage for petroleum dealers and distributors.

Coverage Offered

  • Excess Commercial General Liability including Products and Completed Operations
  • Excess Commercial Auto Liability including Upset/Overturn Pollution Coverage
  • Excess Liquor Liability
  • Excess Employers Liability
  • Follow Form Assault & Battery; Erroneous Delivery, Failure to Supply, Punitive Damages

Risk Appetite

Petroleum operations (including start-ups) in the following operations:

  • Fuel Oil, Home Heating Oil, Gasoline, Diesel, Liquid Propane Gas(LPG) Distribution
  • Both Wholesale and Retail operations
  • Retail gas stations w/ convenience stores, auto repair, and car washes
  • Bulk Storage Facilities

Ineligible Exposures

  • Petroleum Refineries
  • Grain Elevator, Fertilizer/Seed Manufacturing
  • Truck Brokerage Operations

Minimum Underlying Requirements (AM Best Rated A- VI or better)

  • $1,000,000 CSL for Auto
  • $1,000,000/$1,000,000/$1,000,000/$1,000,000 for General Liability
  • $500,000/$500,000/$500,000 for Employers Liability
  • $1,000,000/$1,000,000 for Liquor Liability

Limits Offered

  • $5,000,0000, with $10,000,000 capacity available on certain risks

Submission Requirements

  • Completed and signed application providing details on all operations and including annual gallonage, revenues, payroll, auto fleet, and 5 years currently valued loss runs