Excess Casualty

New York Contractors

The Casualty Division offers Excess coverage for New York Contractors.

Coverage Offered

  • Excess Liability follow form including Excess Auto
  • Occurrence coverage form
  • Defense in addition to the limits of insurance
  • Extended Completion Operations coverage on project-specific policies

Risk Appetite

  • General Contractors and Trade Contractors with operations in New York State
  • Practice and project-specific policies
  • Most competitive on accounts with revenue less than $25,000,000
  • Capacity within the lead $5,000,000
  • Minimum attachment point of 1M / 2M / 1M / 1M

Submission Requirements

  • ACORD application
  • Signed and dated Contractor's supplemental application
  • Five years of currently valued loss runs
  • Five largest completed projects and a list of current projects
    (Project description, location, duration and cost)
  • Underlying General Liability quote with complete schedule of endorsements
  • Details on contractual risk transfer, controls and procedures
    (copies of recently executed contracts)

Eligible Exposures

  • Dry wall installation
  • Electrical work
  • Elevator work
  • Ground-up construction
  • Gut renovation
  • Interior renovation
  • Masonry work
  • Painting
  • Plumbing
  • Roofing
    ... and more