Excess Casualty

Liquor Liability

General Star provides excess liquor liability coverage for a variety of types of entities.

Coverage Offered

  • Stand-alone excess Liquor Liability
  • Excess over a primary GL policy that includes liquor liability
  • Excess AL and EL can also be included on the same policy
  • Capacity of as much as $10,000,000 on a risk by risk basis
  • May consider $500,000 excess of $500,000 buffer layer
  • Assault and Battery follow-form coverage can be provided if full limits are offered on the primary policy
  • Coverage is available on a non-admitted basis in all 50 states

Risk Appetite

  • Restaurants
  • Bars, lounges & taverns
  • Hotels
  • Convenience stores
  • Banquet halls
  • Country clubs and other social clubs

Ineligible Exposures

  • Gentlemen’s clubs
  • Certain nightclubs

Limits

  • Up to $5MM excess limits
    ($10mm capacity available on certain risks)

Submission Requirements

  • Complete a current ACORD application
  • Copy of the primary supplemental liquor application
  • Copy of the primary quote or declarations page
  • Current loss information