Excess Casualty

Excess Auto

General Star has a 35-year history of Excess Auto underwriting.  We have a broad appetite and can accommodate any cargo.  In recent months, we have improved our pricing through the use of driver data, resulting in meaningful credits for the average risk.  Ask your General Star Underwriter for details.

Coverage Offered

  • Excess Auto Liability
  • Excess Hired and Non-Owned
  • Designated Truckload for Specified Contracts

Risk Appetite

  • Petroleum Products Haulers
  • School Buses
  • Ambulances / Ambulettes
  • Para Transit
  • Truckers
  • Airport Shuttles
  • Limos / Taxis (No independent owners)
  • Certain Hired & Non-owned (e.g. - Pizza Delivery)
  • Waste Haulers
  • Contractor Fleets

Minimum Attachment Points

  • $250,000 on Auto Liability buffers (difference to $1M CSL)

Limits Available

  • Maximum limit is $10M
  • Maximum limit for Charter Buses is $5M
  • Attachment within the lead $25M

Submission Requirements

  • Completed ACORD application
  • 5 years of currently valued loss runs
  • Vehicle breakdown
  • MVRs and Drivers List (only if available)
  • Primary Carriers/Premium