Excess Casualty

Excess Auto Instant Quote (EAIQ)

The Casualty Division offers online Excess Auto Instant Quote capability
for small commercial fleets.


Please watch this short presentation for more information--> EAIQ overview
Click here for a hands-on demo of the tool -->     Hands-on Demo

To request an EAIQ User ID and Password,  click here.    


  • Direct Excess Auto Liability only
  • Scheduled autos only
  • Excluded: Hired and Non-Owned, Abuse and Professional
  • General Star Indemnity Paper (Non-Admitted in all states)


  • Up to $5,000,000 excess $1,000,000 underlying insurance for all eligible vehicles.
    Optional attachment points of $1.5MM and $2MM

Requirements for Premium Indication

  • MAXIMUM of ten (10) vehicle/auto units per risk, subject to guidelines
  • Minimum of two (2) years in service
  • Underlying Carrier must be AM Best rated A-(5) or better
  • Minimum required underlying limit of $1M CSL
  • No single auto liability loss in excess of $50K
  • No more than 3 auto liability losses in the past 5 years
  • No DUI/DWI violations
  • Acceptable driving records
    OTE: MVRs for all drivers will be ordered and reviewed post bind, if unacceptable,
    NOC will be sent for underwriting reasons.

Binder Requirements (in addition to above)

  • Acceptable, completed and signed Excess Auto Liability application (or equivalent)
  • Documentation of underlying Auto Liability Premium from scheduled units

Note: All information above MUST be received prior to binding

Eligible Auto Types

  • Airport Buses (incl. Limos)
  • Extra heavy tractor trailers
  • Extra heavy trucks
  • Funeral Director vehicles
  • Heavy tractor trailers
  • Heavy trucks
  • Light trucks
  • Limousines
  • Medium trucks
  • Private passenger vehicles
  • School buses - Class II
  • Urban transit buses - local
  • Vans (Employer Furnished)
  • Vans (All Others)


For more information, please contact:

           Sue Frager
        (203) 328-5226