Excess Casualty

The Casualty Brokerage Division writes lead & first layer Excess Commercial General Liability, Auto Liability, Products Completed Operations liability and other specialty coverages on a broad range of difficult to place classes of business. Coverage is written through designated surplus lines brokers in all states on a non-admitted basis. We also have the ability to quote admitted on a limited basis. We offer direct excess and umbrella forms.

 
  Excess Casualty  
 
 

What's New?

 

The Casualty Brokerage Division offers Excess coverage for
New York Contractors.  Click here to learn more.

 
 
     
 
 

Coverages Offered

  • Commercial General Liability
  • Products / Completed Operations Liability
  • Automobile Liability
  • Follow Form Auto Pollution (CA9948)
  • Liquor Liability
  • Occurrence and Claims-Made
  • Many custom coverages and extensions for specialty classes of business including:
    • Miscellaneous Professional Liability
    • Contract-specific Auto Coverage
    • Abuse / Molestation Coverage 

Limits

  • Maximum Limit is $10M
  • Attachment within the lead $25M
  • Up to $4M Abuse/Molestation coverage occurrence and up to $5M claims-made

Minimum Attachment Points

  • $1M / $2M / $1M / $1M on General Liability
  • $1M / $2M for Professional Liability
  • $25K on Auto Liability Buffers
    (Difference to $1M CSL)
  • $1M / $1M on Liquor Liability
    (May consider $500K x $500K buffer layer)

Risk Appetite

Auto Liability

  • Airport Shuttles
  • Ambulances / Ambulettes and Paratransit
  • Certain Hired & Non-Owned (i.e., Pizza Delivery)
  • Contractor Fleets
  • Contract-specific Excess Auto Coverage
  • Designated Truckload Coverage
  • Hired and Non-Owned Auto
  • Limos / Taxis (No Independent Owners)
  • Petroleum Product Haulers
  • School Buses
  • Truckers

 GL, Products, Professional:

  • Camps
  • Clinical Trials
  • Drone Manufacturers
  • Drone Operators & Entities Hiring Them
  • New Economy (“Gig”, “Sharing”, “App”)*
  • New York Contractors*
  • Prem/Ops, Professional = Primary Appetite
    and More
  • Products = Primary Appetite
  • Schools
  • Sexual Abuse & Molestation
  • Social Services
  • Restaurants / Bars
  • Specialty Training