- Admitted Program
- Limits up to 5M/5M
- Claims made policy
- Built-In First Dollar Defense and Defense Outside Limit
- Deductible reduced by 50% if settled by mediation
- Relaxed Consent to Settle 80/20
- Automatic Coverage for qualifying new subsidiaries
Supplementary Payments
- Catastrophe Extra Expense: Up to $25,000/$50,000 with $500 deductible
- Subpoena Response up to $25,000
- Pre-claim Assistance with no sub-limit
- Loss of Earnings $1,500 per day/$75,000 aggregate
- Small to mid-size agencies in business at least 3 years
- Operational Stability (minimal mergers or acquisitions)
- Pursuing appropriate education, risk management and industry designations
- Majority of buiness placed with carriers A- or better by A.M. Best
- Limited involvement in exposures that present above average risk due to economic conditions
Target Markets
- Insurance Agents/Brokers
- General Agents
- Wholesalers
- Surplus Lines Agents
- Managing General Agents
- LIfe & Health Agents
- Program Managers
- Restricted or Ineligible: Crop Agents, Long Haul Truckers, or Life & Health (50% or more)