Brokerage insurance
Primary
PRIMARY
Risk Appetite - Inpatient
- Residential Medical Detox
- Residential Substance Abuse Treatment
- Sober Living Facilties
Risk Appetite - Outpatient
- Behavioral Health Therapy and Counseling
- Crisis Intervention
- Home Care
- Mental Helath Counseling
- Methadone Maintenance Clinic
- Special Needs Daycare
Coverage Offered
- Professional Liability - Claims Made ($1M/$3M)
- General Liability - Claims Made or Occurrence ($1m/$3M available, separate limit from PL)
- Sexual Abuse Molestation Liability - Claims Made (up to $1M/$1M available as a sublimit to PL)
Extra Coverages
- Damage to patient’s property
- Disciplinary proceedings defense expenses
- Public relations event expenses,
- HIPPA defense expenses
- Billing error defense expenses
- Subpoena defense coverage and evaluation expense coverages
- Hired & non-owned auto liability,
- Employee benefits liability,
- Data privacy
Coverage Highlights
- Broad definition of who is an insured
- Ability to endorse on physician’s as needed
- Punitive damages coverage included (where insurable)