Brokerage insurance
Excess
Excess
Risk Appetite
- Substance Abuse Treatment (Inpatient or Outpatient)
- Behavioral/Mental Health Treatment (Inpatient or Outpatient)
- Developmental Disability (Inpatient or Outpatient)
- All outpatient services listed for Primary appetite
Coverages Offered
- Limits up to $5M over Professional Liability, General Liability, Employers Liability, Auto Liability
- Limits up to $2M over Sexual Abuse Molestation Liability
- Minimum $1M attachment
- Underlying Carriers must have minimum of AM Best Rating of A- VII
- Professional Liability and Sexual Molestation Liability must be claims made
- Direct Excess Follow Form Polity Type
Ineligible Classes (Primary and Excess)
- Adoption/foster care
- Inpatient senior care - Nursing homes, assisted living facilities
- Hospitals and psychiatric hospitals