GenStar offers specialized coverage for household and commercial chemical manufacturers and distributors.
COVERAGE
Commercial General Liability and Products / Completed Operations Liability
Claims-Made coverage trigger, except for less hazardous “environmentally green” chemicals
Occurrence coverage for less hazardous, “environmentally green” chemicals
Small to moderate deductibles, with options for ground up coverage with no deductible > Self-Insured retention structure is available for qualified applicants
General Star’s “PLUS Endorsement” provides protection for six types of additional insureds, “Other Insurance” on a primary and non-contributory basis, waiver of subrogation, Employment-Related Practices and Medical Payments Coverage
RISK APPETITE
Up to $50,000,000 in revenue
New ventures
Discontinued Products
Eligible Exposures
Manufacturers, importers and distributors of chemicals including:
Household and commercial chemicals
Fine, commodity and specialty chemicals
Organics, inorganics and synthetics
Reference or laboratory standard chemicals
High hazard: explosive, reactive, flammable or toxic
Less hazardous and “environmentally green”
Natural, non-toxic ingredients marketed as “environmentally green”
Examples: Vinegar-based cleaners and herbicides, plant or vegetable-based products, water-based products with natural abrasives such as salt and baking soda
Chemical research laboratories, excluding those performing pharmaceutical research
Detergents, lubricants, fertilizers, soap, adhesives and paint / other coatings
Ineligible Exposures
Finished Pharmaceutical manufacturers, importers or distributors
Pharmacies, including compounding pharmacies
Fracking chemicals
LIMITS
Limits up to $10,000,000
SUBMISSION REQUIREMENTS
General Star products application or equivalent products application from other insurers
Complete this form and an underwriter will contact you as soon as possible. Note: Coverage cannot be bound or changed via this form. (If your matter is urgent, visit our contact page for phone numbers.)
