• Online platforms / apps connecting users to service providers
• Primary and Excess
• Startup operations and established entities
• Exposures typically quoted by GenStar

Ineligible Coverage / Classes of Business

• Products and services not within current appetite

• HNOA for Transportation Network Companies (TNCs)

• Up to $5M on most risks
• Higher limits on select risks
  

• Full description of the business model
• Copy of contracts and/or Terms of Service used with Independent Product/Service Providers and App Users
• Vetting process of Independent Contractors – insurance requirements, driver criteria, criminal background checks/ sexual misconduct & abuse registries (depending on class), vehicle requirements or other professional qualifications
• Onboarding process of Independent Product/Service Providers – Does the app have any specific procedures that must be followed by providers?  Example: app requirements for ID verification and protocols for dealing with minors or intoxicated customers if delivering alcohol
• 5 years of recently valued loss runs (or from company inception, if a more recent startup)

Brochures

Marketing Brochure

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