COVERAGE

• Commercial General Liability and Products / Completed Operations Liability Specialized Coverage Extension
• Exception to the ISO War Exclusion for the Products / Completed Operations Hazard
• Product Design Coverage
• Limited Product Withdrawal Expense Coverage
• International Coverage for the Products / Completed Operations Hazard

RISK APPETITE

• Fire arms accessories—locks, safes, scopes, stocks, eye and ear protection
• Electronic communications and telemetry equipment
• Vehicle conversion and armoring products including accessories
• Surveillance products and alarms
• Body armor and tactical gear > Explosive or weapon detection products
• Nuclear, biological, chemical detection and protective products
• Rescue products—Spreaders, cutters, rams, backboards and immobilizers
• Explosive disposal products including robotics
• Prison supplies and products
• Home incarceration monitors
• Enforcement gear—Pepper spray, batons, specialty rounds, restraints
• Start-ups and new ventures
• Discontinued products / operations

Ineligible Exposures

• Zylon body armor products
• Stun guns and Tasers

LIMITS

• General Liability
• $2,000,000 per occurrence 

• Products Liability
• $2,000,000 per occurrence 

• Limited Product Withdrawal Expense Coverage
• Option of $100,000 each withdrawal / aggregate Excess Limits

• Excess Limits
• Up to $5,000,000

SUBMISSION REQUIREMENTS

•  Signed and dated application including detailed description of Insured’s operations and currently valued loss runs
• Copy of the contract (terms of service) between the Insured and service providers and a copy of the user agreement (contract) between the Insured and the user.