COVERAGE
- Excess Lability follow form including Excess Auto
- Occurrence coverage form
- Defense in addition to the limits of insurance
- Extended Completed Operations coverage on project-specific policies
RISK APPETITE
- General Contractors and Trade Contractors with operations in New York State
- Practice and project-specific policies
- Most competitive on accounts with revenue less than $25,000,000
Eligible Exposures
- Ground up construction
- Interior renovation
- Gut renovation
- Masonry
- Roofing
- Electrical
- Painting
- Plumbing
LIMITS
- Up to $5M in Excess limits available
- Minimum GL attachment point of 1M/2M/1M/1M
SUBMISSION REQUIREMENTS
- Completed ACORD application
- Signed and dated Contractor’s supplemental application
- Seven years of currently valued loss runs
- Five largest completed projects and a list of current projects (project description, location, duration, and cost)
- Underlying General Liability quote with complete schedule of endorsements
- Details on contractual risk transfer, controls, and procedures (copies of recently executed contracts)
