Coverage Offered
- Casualty - Most standard ISO classes with a focus on premises based exposures
- Specialty Programs for designated producers
- Individual risk coverage written on a non-admitted basis
Risk Appetite
Short-tail, premises operations driven accounts
- OL&T
- Lessor’s Risk Only
- Mercantile
- Clubs/Halls
- Convenience Stores/Gas Stations
- Restaurants
- Hotel / Motel
- Dwellings/Apartment Buildings
- Distributors
- Churches
- Landscape Contractors
- Vacant Buildings/Vacant Land
- Occurrence-based risks
Hired and Non-Owned Auto available in most states in conjunction with the General Liability.
Liquor Liability is available on a Monoline or Package basis.
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Coverage Limits
- Maximum up to $1,000,000 Occurrence /$2,000,000 Aggregate
Pricing
- ISO based with territory-specific Loss Cost Multiplier
- Slot rating sheets available for top classes
- Minimum Premium
- $500 for a Package Policy
- $750 for a Monoline Policy
Eligible Exposures
- We will entertain most classes of business where most of the exposures are premises based
Ineligible Exposures
- Contractors
- Assisted Living Facilities
- Nursing Homes
- Tough Manufacturing with a tough product exposure
Please refer to our Underwriting Guide for a complete list of Eligible or Ineligible Exposures. |
