Trouble Logging In?
Sign Up		  
   
     
 
 
Brokerage Casualty
Contract Property & Casualty
Property & Casualty
Casualty
  Inland Marine
  Liquor Liability
  Property
  Wind Deductible
Buyback
Excess Liability
Commercial Programs
Medical Professional Liability
Professional Liability Errors & Omissions
Brokerage Property
All Products & Flyers
 
   
Property & Casualty
The Contract Property & Casualty Division offers Property and Casualty Coverage Nationwide. Our focus is on small to medium sized businesses; primarily OL&T premises based exposures. Coverage can be provided on a Monoline or Package basis.



Introducing the CondoUnitPAC created specifically for Condo Unit Holders, it provides Property and General Liability coverages within the four walls of the units. Up to 50 units at any one building or location are eligible for this product. CondoUnitPAC is available in all territories, including coastal areas. Ease of use is heightened by a simple per unit charge, with a single consolidated endorsement providing desired Property coverage extensions.

Coverage Offered
  • Casualty - Most standard ISO classes with a focus on premises based exposures
  • Specialty Programs for designated producers
  • Individual risk coverage written on a non-admitted basis

Risk Appetite

Short-tail, premises operations driven accounts

  • OL&T
  • Lessor’s Risk Only
  • Mercantile
  • Clubs/Halls
  • Convenience Stores/Gas Stations
  • Restaurants
  • Hotel / Motel
  • Dwellings/Apartment Buildings
  • Distributors
  • Churches
  • Landscape Contractors
  • Vacant Buildings/Vacant Land
  • Occurrence-based risks

Hired and Non-Owned Auto available in most states in conjunction with the General Liability.
Liquor Liability is available on a Monoline or Package basis.

 Coverage Limits
  • Maximum up to $1,000,000 Occurrence /$2,000,000 Aggregate

Pricing

  • ISO based with territory-specific Loss Cost Multiplier
  • Slot rating sheets available for top classes
    • Ease of use
  • Minimum Premium
    • $500 for a Package Policy
    • $750 for a Monoline Policy
Eligible Exposures
  • We will entertain most classes of business where most of the exposures are premises based
Ineligible Exposures
  • Contractors
  • Assisted Living Facilities
  • Nursing Homes
  • Tough Manufacturing with a tough product exposure

Please refer to our Underwriting Guide for a complete list of Eligible or Ineligible Exposures.