The Delegated Property & Casualty Division offers Inland Marine Coverage Nationwide. Coverage can be provided as an addition to a Property Policy or on a Monoline basis.

Coverage Offered

• Casualty - Most standard ISO classes with a focus on premises based exposures
• Specialty Programs for designated producers
• Individual risk coverage written on a non-admitted basis

Risk Appetite

Short-tail, premises operations driven accounts

• OL&T
• Lessor’s Risk Only
• Mercantile
• Clubs/Halls
• Convenience Stores/Gas Stations
• Restaurants
• Hotel / Motel
• Dwellings/Apartment Buildings
• Distributors
• Churches
• Landscape Contractors
• Vacant Buildings/Vacant Land
• Occurrence-based risks

Hired and Non-Owned Auto available in most states in conjunction with the General Liability.
Liquor Liability is available on a Monoline or Package basis.

Coverage Limits

• Maximum up to $1,000,000 occurrence /$2,000,000 aggregate

Pricing

• ISO based with territory-specific Loss Cost Multiplier
• Slot rating sheets available for top classes – ease of use
• Minimum Premium
  • $500 for a Package Policy
  • $750 for a Monoline Policy

Eligible Exposures

• We will entertain most classes of business where most of the exposures are premises based

Ineligible Exposures

• Contractors
• Assisted Living Facilities
• Nursing Homes
• Tough Manufacturing with a tough product exposure

Please refer to our Underwriting Guide for a complete list of Eligible or Ineligible Exposures.