General Star offers coverage to graduate and licensed architects and architectural firms engaged in full-time private practice and principally engaged in the design of structures and related engineering disciplines, including construction managers, testing laboratories and design/build operations.

The Architects and Engineers professional liability program will be offered through PCM Services, LLC, the sole program administrator for this new national facility. Coverage will be written on a non-admitted basis in all states.

Program Information

• Gross Revenue Cap (per risk): $10,000,000 maximum revenue
• Limit of Liability: Maximum: $2,000,000 / $2,000,000 (Higher limits are available)
• Premium: Minimum of $1,500
• Deductible: Minimum of $2,500
• Paper: Non Admitted

Program Highlights

• Broad Definition of "Insured"
• Design / Build Coverage is Available
• "Incidents" are Covered
• "Innocent" insured coverage
• Interest in joint ventures is included
• Practice Policy Excess of Project Policy
• Predecessor in Interest is Covered
• Worldwide Coverage
• Limited Asbestos
• Personal Injury is covered
• Mediation Credit
• Aggregate Deductible is Standard
• Defense of Disciplinary Complaints
• Insured Reimbursement
• Choice of Counsel (with Company approval)
• Extended Coverage is available
• Privacy and Information Security
• Employee Dishonesty Coverage
• Disabled Partner Replacement
• Production of Documents
• Waiver of Premium for Death or Disability

Additional Coverage Automatically Added by Endorsement

• Privacy and Information Security
• Employee Dishonesty Coverage
• Disabled Partner Replacement
• Production of Documents

Preferred—Classes

• Architecture
• Air Quality Testing / Evaluation
• Building Design
• Civil Engineering
• Contractors
• Design / Build
• Environmental Engineering or Environmental Site Assessments (Phases I and II only)
• Electrical Engineering
• Golf Course Design
• HVAC
• Hydrology
• Interior Design
• Testing Labs
• Land Surveying
• Landscape Architect
• Mechanical Engineering
• Construction Management and Project Management (No "At Risk")
• Process Engineering
• Forensic Engineering
• Chemical Engineer
• Sprinkler Design
• Structural Engineering- No High Rise or Parking Structures

Prohibited—Classes and Activities

• Aerospace Engineering
• Naval Engineering
• Marine Engineering
• Mining Engineering
• Soils or Geological Engineering
• Nuclear Engineering
• Structural Engineering-High Rise or Parking Structures
• Oil / Gas
• Hazardous Waste remediation or monitoring Plans
• Super Fund
• Boat or Ship Design
• Concrete Formwork Specialization or Specialization in Pre-cast / Pre-stressed Concrete
• Retaining Wall, Scaffolding or Shoring Design
• Grain Elevator or Silo Design
• Design of Pre-engineered Structures
• Mining Structures Design (below ground)
• Design of Offshore Structures
• Design of Theme or Recreational Parks
• Design of Amusement Rides
• Quantity Surveys in Excess of 15% of Gross Revenue
• Project Specific
• Drafting Services with No Design
• Inspection of Residential / Commercial Properties for Buyers or Lenders
• Projects Located Outside the U.S.

How to Contact PCM Group