The Casualty Division offers coverage designed for Sporting Goods and Athletic Equipment products.   

Coverage Offered

Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions and features, including:

• Commercial General Liability and Products / Completed Operations Liability specialized coverage extensions for certain classes of business; such as:
  • Limited Product Withdrawal Expense Coverage
  • Product Design Coverage
• Occurrence and claims-made coverage forms
• Defense outside and inside the limits options
  
• First dollar coverage, small to moderate deductibles, SIRs
• General Star’s PLUS Endorsement which includes Additional Insureds
• For trade events, automatic status when required in writing in a contract or agreement and more
  

Risk Appetite

• Target premium size from minimum premium to $100,000
• Accounts with revenue between $250,000 and $25,000,000
  • Start-up operations and new ventures
  • Discontinued Products / Operations
  • IBNR Coverage

Eligible Exposures

• Manufacturers and distributors of Sporting Goods and Athletic Equipment
  • Team and recreational sporting goods
  • Leisure sporting products
  • Professional and amateur athletic equipment
  • Discontinued products
  • Sporting and military firearms and related products

Ineligible Exposures

• Football helmets
• Neck braces
• Hunting tree stands
• Trampolines
• Handguns and automatic firearms

Primary Minimum Premuim

• $5,000 claims-made
• $7,500 occurrence

Limits Available

• General Liability
  • $1,000,000 per occurrence
  • $2,000,000 general aggregate
• Product Liability
  • $1,000,000 per occurrence
  • $2,000,000 Products / Completed Operations aggregate
• Limited Product Withdrawal Expense Coverage
  • Option of $100,000 and $250,000 each withdrawal /aggregate
• Will consider ground up coverage with no deductible
• Up to $5,000,000 in Excess limits available

Submission Requirements

• General Star Products Application, signed by the applicant
• Currently valued carrier loss information (not older than90 days)for a minimum of five years including descriptions of all claims
• Complete product brochure or website