| Criminal Justice Liability
General Star provides liability insurance coverage for Criminal Justice risks through the Casualty Division.
Coverage Offered
The Criminal Justice Policy form offers the following General Liability and Professional Liability coverages:
- Bodily Injury and Property Damage
- Personal and Advertising Injury
- Professional Liability
- Sexual Misconduct
- Employee Benefits Liability
- Employment Related Practices Injury
- Incidental Medical Professional
All coverages listed above are written on either an Occurrence or Claims Made basis with the exception of Employees Benefits and Employment Related Practices, which are written on a Claims Made basis only.
Eligible Classes
- Secure Residential Facilities
- Non-Secure Residential Facilities
- Drug/Alcohol Rehabilitation Centers
- Youth Service Centers
- Restitution Centers
- Half-Way Houses
- Boot Camps
- Spousal or Children’s Protective Custody Centers
- Prisoner Transportation Operations
- Non-Residential Operations
- Electronic Monitoring
- Counseling Centers
- Consulting Firms
- Schools
- Probation Services
Ineligible Classes
- Adoption Agencies
- Bounty Hunter Firms
- Private Security Guard Agencies
- Alarm Installation, Service or Monitoring Companies
Limits:
- Limits are available up to $6 million
Minimum Premiums
- Secure Facilities (Occurrence and Claims Made)—$15,000
- All Other Facilities (Occurrence)-$7,500
- All Other Facilities (Claims Made)-$5,000
Deductibles
- Minimum deductibles range from $1,500
to $10,000 depending on class of business.
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