| Automobile and Related Products
General Star provides coverage specifically designed for automobile, motorcycle and truck related risks, including manufacturers, fabricators, distributors, importers / exporters and customizing risks.
Coverage Offered
Commercial General Liability and Products/Completed Operations Liability with specialized coverage extensions and features, including:
- Racing Products Coverage for the Products/Completed Operations Hazard
- Provides coverage for race products (vehicles, parts and accessories) used by others during racing activities.
- Exhibition of Race and Exotic Vehicles
- Provides coverage for the display of race and exotic vehicles at trade shows and conventions or display at the insured's premises.*
- Garage Keepers Legal Liability
- Limited Product Testing Coverage
- Product Design Coverage
- Limited Product Withdrawal Expense Coverage
These extensions can be combined with our other existing coverage features:
- Zero deductible options
- Medical payments coverage
- Worldwide coverage for suits brought worldwide for the Products Completed Operations Hazard and Short-Term Business activities
Target Risk
Manufacturers, fabricators, distributors, importers/exporters and customizing/servicing risks (including start-ups and discontinued products / operations) of the following types:
- Automobiles
- Custom motorcycles and select motorscooters
- Exotic and specialty vehicles
- Race cars
- Trucks, trailers, campers and buses
- Military and related-specialty vehicles
- Racing parts and accessories
- Specialty trucks, campers and buses
- Customizing/conversion of vehicles
- Critical and non-critical parts and accessories
- Start-ups, new entities
- Discontinued products and operations
Ineligible Exposures
- Dealerships
- All terrain vehicles (ATVs) / go-karts
Limits:
- $2,000,000 Per Occurrence
- $100,000 Product Withdrawal Expense Coverage Limit
Special Submission Requirements:
- General Star Supplemental Applications for the following special coverages (if desired):
- Garage Keepers Legal Liability
- Limited Product Testing Coverage
- Limited Product Withdrawal Expense Coverage
In addition to customary Products/Completed Operations and CGL applications and loss information.
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