General Star offers coverage targeting retail-type based Walk-In Clinics, Extended Hours Urgent Care Centers, on-site/in-store Mini-Clinics and similar facilities.

Wholesale brokers must be designated by General Star's Medical Professional Liability or Primary Casualty Department to submit qualifying business to this program.

Coverage Offered

• Professional Liability on a claims-made basis
  Most non-physician employees are “insureds” under the policy
• Coverage is automatic for Medical Directors’ administrative duties. Optional coverage for Medical Director’s clinic duties available
• Coverage is available for physicians engaged in clinical patient-care services on a shared-limits basis
• Incident sensitive claim trigger option available
• Prior acts and extended reporting periods available
• Multiple locations / named insureds can be added to one policy as the business grows
• General Liability may be included on an occurrence or claims-made basis
• Coverage is available for incidental products liability
• Management Service Organizations and other entities can be covered as “Additional Insureds”

Risk Appetite/Eligible Exposures

Walk-In Clinics, Urgent Care Centers and similar facilities providing a defined menu of medical services. Entities with 24-hour in-patient bed facilities or functioning without Medical Director oversight are not eligible for this program.

Limits

• $1,000,000/$3,000,000 up to $5,000,000/$5,000,000; (higher limits available through facultative placement)
• In states where a risk is subject to applicable patient compensation funds, lower limits will be offered up to the PCF limit levels
• Excess Only Coverage available (over A.M. Best B or higher rated carrier)