General Star Management Company is now offering a new program for Teleradiologists that provides coverage for multi-state exposures characteristic of this type of practice. The program offers two coverage options. The first option offers a full professional liability policy for all practice activity. The second option provides a supplemental coverage policy to complement a practitioner's existing policy that excludes out-of-state teleradiology exposures.

Coverage is provided through designated surplus lines brokers in most states by General Star Indemnity Company and in Connecticut by General Star National Insurance Company.

A broker designation with General Star's Physicians' Medical Professional Liability Program is required in order to submit business for this program.

Program Features

• Claims-made Incident Sensitive Form
• First Dollar coverage
• Defense costs outside limits of liability
• Separate limit of liability available for group practice entities comprised of two or more physicians
• Minimum premium of $5,000
• $1,000,000 per claim / $3,000,000 aggregate limits available for individuals (higher per claim and aggregates are available)
• Full Prior Acts coverage available
• Supplemental trial expense coverage of $1,000 per day, up to $10,000 included
• Supplemental State Medical Board legal expenses reimbursement up to $25,000
• Locum Tenens coverage provided without charge upon company approval
• Coverage for peer review activities
• Extended Reporting coverage available for up to 60-months
• Extended Reporting coverage provided without premium charge for 60-months in the event of named insured's death, permanent disability, or permanent retirement from practice (subject to policy terms and conditions) retirement after age 55 and five continuous years of General Star coverage
• All coverages subject to policy terms and conditions