General Star Management Company is pleased to announce the introduction of the General Star Premier Physicians and Surgeons Program. Coverage is written through specifically designated surplus lines brokers in all states except CA, IL, KS, LA, NE, NV, NM, NY, NC, PA, SC and WI by General Star Indemnity Company and by General Star National Insurance Company in Connecticut.

Program Features

• Claims-made Incident Sensitive form
• First dollar coverage
• Defense costs outside the limits of liability
• Four types of Data Privacy Coverage is available without additional charge: Breach of Privacy and Security, Governmental Fines and Penalties, Advisory Costs and Data Restoration. The limit for each coverage is $50,000 with the exception of Data Restoration where a $5,000 limit applies. An aggregate limit of $50,000 applies to all Data Privacy damages arising from the same claim and an annual aggregate of $50,000 also applies. Payments of damages for Data Privacy claims will not erode the Professional Liability limits of the policy.
• Separate limit of liability available for group practice entities comprised of two or more physicians
• New to practice and part-time credits available
• Full Prior Acts coverage available
• Supplemental trial expense coverage of $500 per day, up to $5,000 included
• Supplemental Medicare/Medicaid billing error defense reimbursement provided up to $30,000
• Supplemental state medical board legal expense reimbursement up to $25,000 furnished without premium charge
• Locum Tenens coverage provided without charge upon company approval
• Coverage for peer review activities
• Unlimited extended reporting coverage available
• Unlimited extended reporting coverage provided without premium charge in the event of retirement after age 55 and five continuous years of General Star coverage
• Extended reporting coverage provided in the event of death or permanent disability of the named insured without additional premium charge
• Quarterly or bi-annual premium payment plan options available
• Full Consent to Settle
• All coverages subject to policy terms and conditions