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Coverage Offered
Professional Liability coverage is offered on a claims-made, surplus-lines basis in all states and the District of Columbia. General Liability coverage may be included on a claims-made or occurrence basis. Physician coverage may be included on a shared limit basis with the entity.
Minimum Premiums
- $7,500 - $10,000 depending on class of business
- $5,000 - Medical Spas
Risk Appetite
Coverage is offered on a primary basis for all eligible classes. Excess coverage can also be offered for eligible risks. Unsupported excess (were General Star is not the primary coverage layer carrier) can also be offered for risks that would meet our primary layer eligibility criteria.
Coverage Terms of Note
A variety of coverage options are available to meet specific risk needs, including claim "incident trigger" or "written demand" coverage forms. Options are also offered for defense costs within or outside of the policy limits. Prior acts coverage is available subject to underwriting review.
Target Classes
While not all inclusive, we have listed below some typical risks that are eligible for the Miscellaneous Health Care Facilities Program. We continue to conduct market research and add to our list of eligible classes on a regular basis.
- Abortion Clinics
- Elective Cosmetic Centers
- MRI, XRay / Imaging Centers
- Ambulance Services
- Home Healthcare Operations
- Pathology Laboratories
- Blood, Organ & Tissue Banks
- Hospice Care
- Physical Rehab Centers
- Cancer Treatment Centers
- Laser Eye Surgery Centers
- Sleep Centers
- Cardiac Rehab Centers
- Lithotripsy Centers
- Surgery Centers
- College Health Centers
- Medical Laboratories
- Urgent Care Facilities
- Dialysis Centers
- MediSpa / Medical Spas
- Walk-In Clinics
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