General Star offers specific programs for various types of Surgicenters. In addition to multi-specialty centers, adjusted rates, deductibles and minimum premiums have been established to reflect the reduced exposures of Single Specialty Surgicenters.

Coverage Offered

• Professional Liability on a claims-made basis
• Coverage is automatic for non-physician employees
• Coverage is automatic for Medical Directors’ administrative duties
• Coverage is available for physicians engaged in clinical patient care services on a shared limits basis
• General Liability may be included on a claims-made or an occurrence basis
• Incident Sensitive claim trigger option
• Separate aggregate limits are provided for Professional Liability and General Liability
• Options for defense costs inside and outside the limits of liability
• Extended reporting period available
• Indemnity-only deductible available (requires $10,000 minimum deductible)

Risk Appetite

Single Specialty/ASCs

• Endoscopy/Digestive Health
• Eye/Lasik/Refractive
• Gamma Knife
• Pain Management
• Urology

Multi-Specialty/ASCs

• General Surgery
• Gynecology
• ENT and Plastics
• Orthopedics
• Podiatry

Limits

• $5,000,000/$5,000,000 (higher limits available through facultative placement)
• In states where a risk is subject to applicable patient compensation funds, lower limits will be offered up to the PCF limit levels
• Excess Only Coverage available (over A.M. Best B or higher rated carrier)

Eligible Exposures

Outpatient Ambulatory Surgicenters operating under the direction of a Medical Director.

Ineligible Exposures

• Surgicenters without a Medical Director