General Star provides Excess Liability coverage for cosmetics manufacturers, distributors, and importers/exporters.

Coverage Offered

• GL & Prod/CO Occurrence form for most classes
• Worldwide coverage territory
• Non-Admitted in all 50 States

Target Risks

• Cosmetics including all types of make-up
• Hair care products including shampoos, conditioners, gels, dyes, bleaches, permanent waves and straighteners and more
• Skin care products including make-up, creams, lotions, oils, sun screens, depilatories, exfoliants and more
• Nail care products
• Bath products including oils, salts, bubble baths and more

Limits

• $5,000,000 excess of $1,000,000 Primary
• $5,000,000 excess of $5,000,000 Lead Excess/Umbrella
• $10,000,000 Limit and/or a higher attachment considered on a risk-by-risk basis

Ineligible Exposures

• Permanent cosmetics (tattoo) products
• Products requiring a doctor’s prescription
• Ingestibles

Underlying Requirements

• General Liability & Products/Completed Operations
• $1,000,000 Each Occurrence/$1,000,000 Aggregate
• Automobile Liability
• $1,000,000 CSL
• Employer’s Liability
• Varies by State
• Underlying Carriers with a Best Rate of A- V or better are acceptable