| Cosmetic Manufacturers & Distributors
General Star provides Excess Liability coverage for cosmetics manufacturers, distributors, and importers/exporters.
Coverage Offered
Excess Commercial General Liability and Products/Completed Operations Liability, Automobile Liability and Employers Liability:
- GL & Prod/CO Occurrence form for most classes
- Worldwide coverage territory
- Non-Admitted in all 50 States
Target Risks
Manufacturers, distributors and importers/exporters (including start-ups and discontinued products / operations) of:
- Cosmetics including all types of make-up
- Hair care products including shampoos, conditioners, gels, dyes, bleaches, permanent waves and straighteners and more
- Skin care products including make-up, creams, lotions, oils, sun screens, depilatories, exfoliants and more
- Nail care products
- Bath products including oils, salts, bubble baths and more
Limits
- $5,000,000 excess of $1,000,000 Primary
- $5,000,000 excess of $5,000,000 Lead Excess/Umbrella
- $10,000,000 Limit and/or a higher attachment considered on a risk-by-risk basis
Ineligible Exposures
- Permanent cosmetics (tattoo) products
- Products requiring a doctor’s prescription
- Ingestibles
Underlying Requirements
- General Liability & Products/Completed Operations
- $1,000,000 Each Occurrence/$1,000,000 Aggregate
- Automobile Liability
- Employer’s Liability
- Underlying Carriers with a Best Rate of A- V or better are acceptable
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