Trouble Logging In?
Sign Up
 
   
     
 
 
Brokerage Casualty
Excess Casualty
Cosmetic Manufacturers & Distributors
Petroleum Distributors
Automobile Liability
Excess Auto Quick Quote
Clinical Trials
Construction Accounts
Social Services
Liquor Liability
Tribal Entities
Designated Truckload
Primary Casualty
Commercial Programs
Contract Property & Casualty
Medical Professional Liability
Professional Liability Errors & Omissions
Brokerage Property
All Products & Flyers
 
 
   
General Star - Automobile Liability
Excess Casualty
Excess Auto Quick Quote (EAQQ)

The Casualty Division provides Excess Auto Quick Quote (EAQQ) for small commercial fleets subject to eligibility requirements. For access to EAQQ please complete the EAQQ Cover Page and include with formal submission to GSubmit@generalstar.com

Risk Appetite

  • Major commercial auto classifications including private passenger vehicles, funeral directors, limo, employee shuttle vans, trucks and tractor trailers (hauling non-hazardous materials), and local and intermediate buses
  • Local, intermediate, and long haul radius operations are eligible
  • Maximum of five auto units allowed per policy
  • Minimum underlying limit $1,000,000 CSL
  • Acceptable motor vehicle reports (no DUI / DWI)
  • Offered on non-admitted basis only

Capacity

Up to $4,000,000 excess $1,000,000 underlying insurance for the following risks:
  • Local and Intermediate radius
  • Vehicle types other than long-haul radius vehicles and Heavy and
    X-Heavy tractor trailers (all radii)
Up to $2,000,000 excess $1,000,000 underlying insurance for the following risks:
  • Long-Haul radius vehicles regardless of automobile classification
  • Heavy and X-Heavy Tractor Trailers (all radii)

Coverage Offered

  • Direct excess auto liability only
  • Scheduled autos only
  • No more than five (5) vehicle units
  • Excluded: Hired and Non-Owned, Abuse, and Professional

Pricing

  • Policy Minimum Premium : $2,000
  • Minimum Premium per Mil: $1,500

Ineligible Exposures

  • More than three auto liability losses and/or individual auto liability loss over $50,000 in the last three years
  • DUI/DWI violations on driver(s) motor vehicle report
  • Taxis, executive car servies, emergecny vehicles, fast food delivery, coal haulers, firework haulers, tow trucks, fuel oil haulers, zone-rated buses, social service buses, charter buses, and any haulers of HAZMATS are ineligible for the program

Submission Requirements

  • Completed EAQQ Cover Page
  • Description of operations and use of the autos
  • Driver's list including name, license number,state, and date of birth
  • Limit Desired

Binder Requirements

  • Three years currently-valued loss history
  • Schedule of autos including type, weight, use, capacity, commodities hauled, and radius
  • Complete and current schedule of all drivers including drivers name, license numbers, state, and date of birth
  • Identification of underlying carrier (A.M. Best A-V or better) limits, policy period, and premium
Note: All information above MUST be received prior to binding

 

Contact a Broker

Contact an Underwriter

Download Flyer




 
 
   
       

General Star National Insurance Company is licensed in all states, the District of Columbia and Puerto Rico. General Star National Insurance Company has its principal place of business in Stamford, CT and operates under NAIC Number 0031-11967. General Star Indemnity Company is an eligible surplus lines insurer in all states, the District of Columbia, Puerto Rico, and the Virgin Islands. It has the status as an unlicensed insurer in California and operates under NAIC Number 0031-37362. Insurance is placed with the General Star companies by licensed producers and, for risks that qualify, by licensed surplus lines brokers.