The Casualty Division provides Excess Auto Quick Quote (EAQQ) for small commercial fleets subject to eligibility requirements. For access to EAQQ please complete the EAQQ Cover Page and include with formal submission to GSubmit@generalstar.com
Risk Appetite
Major commercial auto classifications including private passenger vehicles, funeral directors, limo, employee shuttle vans, trucks and tractor trailers (hauling non-hazardous materials), and local and intermediate buses
Local, intermediate, and long haul radius operations are eligible
Maximum of five auto units allowed per policy
Minimum underlying limit $1,000,000 CSL
Acceptable motor vehicle reports (no DUI / DWI)
Offered on non-admitted basis only
Capacity
Up to $4,000,000 excess $1,000,000 underlying insurance for the following risks:
Local and Intermediate radius
Vehicle types other than long-haul radius vehicles and Heavy and
X-Heavy tractor trailers (all radii)
Up to $2,000,000 excess $1,000,000 underlying insurance for the following risks:
Long-Haul radius vehicles regardless of automobile classification
Heavy and X-Heavy Tractor Trailers (all radii)
Coverage Offered
Direct excess auto liability only
Scheduled autos only
No more than five (5) vehicle units
Excluded: Hired and Non-Owned, Abuse, and Professional
Pricing
Policy Minimum Premium : $2,000
Minimum Premium per Mil: $1,500
Ineligible Exposures
More than three auto liability losses and/or individual auto liability loss over $50,000 in the last three years
DUI/DWI violations on driver(s) motor vehicle report
Taxis, executive car servies, emergecny vehicles, fast food
delivery, coal haulers, firework haulers, tow trucks, fuel oil
haulers, zone-rated buses, social service buses, charter buses,
and any haulers of HAZMATS are ineligible for the program
General Star National Insurance Company is licensed in
all states, the District of Columbia and Puerto Rico. General Star
National Insurance Company has its principal place of business in
Stamford, CT and operates under NAIC Number 0031-11967. General Star
Indemnity Company is an eligible surplus lines insurer in all states,
the District of Columbia, Puerto Rico, and the Virgin Islands. It has
the status as an unlicensed insurer in California and operates under
NAIC Number 0031-37362. Insurance is placed with the General Star
companies by licensed producers and, for risks that qualify, by licensed
surplus lines brokers.