| Auto Liability Quick Quote
General Star Management Company is pleased to introduce our Excess Auto Quick Quote facility for small commercial accounts. Coverage is written on a non-admitted basis through General Star Indemnity Company in all states except Connecticut, and through General Star National Insurance Company in Connecticut.
Coverage Offered
- Direct excess auto liability (excluding hired and non-owned coverage)
- Scheduled autos only
- Abuse and Professional excluded
- No more than five (5) vehicle units, subject to a maximum of two (2) Tractor Trailers, and/or "Zone Rated" vehicles on any policy.
- No more than 5 points on any individual driverŐs MVR and no DUI/DWI conviction within the last 5 years
Risk Appetite
- Most major auto classifications except taxis, executive car services, emergency vehicles, fast food delivery, coal haulers, firework haulers, tow trucks, fuel oil haulers, "zone-rated" buses, social service buses, charter buses, and any haulers of HAZMATS.
- Local, Intermediate, and Long Haul radius operations to be considered
- Maximum of five (5) auto units allowed per policy
Ineligible Exposures
- Taxis
- executive car services
- emergency vehicles
- fast food delivery
- coal haulers
- firework haulers
- tow trucks
- fuel oil haulers
- "zone-rated" buses
- social service buses
- charter buses
- and any haulers of HAZMATS are ineligible for the program.
Capcity
Up to $4,000,000 excess acceptable underlying insurance limit of $1,000,000 CSL for the following risks:
- Garage locations in Non-Gulf Coast States (i.e., any state other than FL, AL, MS, LA, TX)
- Local and Intermediate radius
- Vehicle types other than Tractor Trailers
Up to $2,000,000 excess acceptable underlying insurance limit of $1,000,000 CSL for the following risks:
- Garage locations in Non-Gulf Coast States (i.e., any state other than FL, AL, MS, LA, TX)
- Local and Intermediate radius
- Vehicle types other than Tractor Trailers
Submission Requirements
- Brief description of operations and use of the autos
- Schedule of autos including type, weight, use, capacity, commodities hauled, and radius
- Three (3) years currently valued loss history; details of all losses in excess of $50,000
- Underlying carrier, limits, policy period, and premium
- Limits desired
- Signed Application
Submissions will be screened for eligibility for the Excess Quick Quote Program. Ineligible accounts will be forwarded to the designated brokerage underwriter and subject to the standard underwriting procedures and pricing.
Pricing
- Policy Minimum Premium : $2,000
- Minimum Premium per Mil: $1,500
|
|
