General Star offers binding authority capability for excess commercial auto liability on a non-admitted basis. Coverage is written through designated surplus lines brokers.

Coverage/Limits/Capacity

• Maximum $4,000,000 excess of approved underlying limits for the following risks:
• Any risk with garage locations in Non-Gulf Coast States (any state other than AL, FL, LA, MS, TX)
• Any risk where all units are “Territorial” rated vehicles (local or intermediate radius) except “Territorial” rated Heavy Tractor Trailers and/or Extra Heavy Tractor Trailer.
• Maximum $2,000,000 excess of approved underlying limits for the following risks:
• Any risk with garage locations in a Gulf Coast State (AL, FL, LA, MS, TX)
• Any risk with “Zone Rated” vehicles (long haul) and/or Heavy Tractor Trailers, Extra Heavy Tractor Trailers, and Charter Buses

Risk Appetite

• Most major auto classifications except coal haulers, emergency vehicles, fast-food delivery, fuel oil haulers, firework haulers, logging operations, taxis, & tow trucks
• Local, intermediate, & long-haul radius options to be considered
• Countrywide risks may be considered subject to capacity limitations (see below)
• Producer must have primary auto liability binding authority with an approved primary carrier AND must quote primary Auto Liability coverage with an approved primary carrier for a risk to be eligible for excess consideration
• Maximum of five (5) auto units allowed per policy

Underlying Requirements

• Producer must have primary auto liability binding authority with an approved primary carrier AND must quote primary auto liability coverage with an approved primary carrier for a risk to be eligible for excess consideration
• Minimum $1,000,000 CSL underlying attachment per risk with an optional attachment point of $1,500,000 CSL per risk if necessary

Pricing

• Minimum premium per layer: $1,000 per million

Regulatory Filings

• Any applicable federal and/or state motor carrier filings to be the responsibility of the producer including cancellation of any issued filings

Eligible Partners

• Producer must have primary auto liability binding authority with a GSM approved primary carrier
• Producer must have a significant book of primary auto liability volume
• No other Delegated Excess Auto Liability authority with another carrier