product is a specialty product distributed through a markedly different channel. This product is targeted to wholesale brokers specializing in delegating Commercial Auto. We seek well-qualified wholesale brokers with primary commercial auto underwriting authority from acceptable primary markets. General Star qualifies each auto “pen” held by the delegated auto wholesaler broker. The wholesale broker receives a General Star appointment to distribute the Excess Commercial Automobile product only; it is not a supplement to other Contract Division Property and Casualty products.

Coverage/Limits/Capacity

• Maximum $4,000,000 excess of approved underlying limits for the following risks:
• Any risk with garage locations in Non-Gulf Coast States (any state other than AL, FL, LA, MS, TX)
• Any risk where all units are “Territorial” rated vehicles (local or intermediate radius) except “Territorial” rated Heavy Tractor Trailers and/or Extra Heavy Tractor Trailer.
• Maximum $2,000,000 excess of approved underlying limits for the following risks:
• Any risk with garage locations in a Gulf Coast State (AL, FL, LA, MS, TX)
• Any risk with “Zone Rated” vehicles (long haul) and/or Heavy Tractor Trailers, Extra Heavy Tractor Trailers, and Charter Buses

Risk Appetite

• Most major auto classifications except: coal haulers; emergency vehicles; fast-food delivery; fuel oil haulers; firework haulers; logging operations; taxis, & tow trucks
• Local, intermediate, & long-haul radius options to be considered
• Countrywide risks may be considered subject to capacity limitations (see below)
• Producer must have primary auto liability binding authority with an approved primary carrier AND must quote primary Auto Liability coverage with an approved primary carrier for a risk to be eligible for excess consideration
• Maximum of five (5) auto units allowed per policy

Underlying Requirements

• Producer must have primary auto liability binding authority with an approved primary carrier AND must quote primary auto liability coverage with an approved primary carrier for a risk to be eligible for excess consideration
• Minimum $1,000,000 CSL underlying attachment per risk with an optional attachment point of $1,500,000 CSL per risk if necessary
• Click here for list of approved carriers
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Approved Underlying Carriers:

- American Southern Insurance Company - Canal Insurance Company - Carolina Casualty Insurance Company - Colony Insurance Company - Delos Insurance Company - Empire Fire & Marine Insurance Company - GEICO Insurance Company *** - Hartford Insurance Company - Hanover Insurance Company - National Casualty Insurance Company - National Indemnity Company

- Northland Insurance Company - Occidental Fire & Casualty of North Carolina - Progressive Insurance Company *** - Scottsdale Insurance Company - Scottsdale Indemnity Company - Southern County Mutual Insurance Company - Stratford Insurance Co (WW) - Tower Insurance Company

Pricing

• Minimum premium per layer: $1,000 per million

Regulatory Filings

• Any applicable federal and/or state motor carrier filings to be the responsibility of the producer including cancellation of any issued filings

Eligible Partners

• Producer must have primary auto liability binding authority with a GSM approved primary carrier
• Producer must have a significant book of primary auto liability volume