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Property & Casualty
40+ AdvantagePAC™
AdvantagePAC +7
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Contract Property & Casualty

The Contract Division P&C Unit is pleased to introduce the 40+ AdvantagePAC™ policy on a non-admitted basis through General Star Indemnity Company in all states except Connecticut, and through General Star National Insurance Company in Connecticut.

The Package Policy that Does More

  • More Protection—Over 40 Property and Casualty new or
    enhanced coverages in ONE policy
  • More Value—Extra coverages for no additional premium
  • More Innovative—Unique coverages, differentiated product
  • More Efficient—One endorsement includes all the coverages
Let the General Star Advantage work for you!

Coverage Offered:
The 40+ AdvantagePAC™ policy affords over 40 built-in coverages important to protecting your small business, including:

  • Ordinance or Law
  • Fine Arts
  • Employee Dishonesty
  • Forgery or Alteration
  • Arson Reward
  • Outdoor Property
  • Valuable Papers
  • Automatic Additional Insured-Mgr./Lessor of Premises
  • Privacy & Information Security

Eligibility:

  • Risk must qualify for a package policy under the following
    coverage forms:
    • Building and Personal Property coverage form
    • Condominium Association coverage form
    • Business Income (with or without extra expense) coverage form
    • Commercial General Liability coverage form
  • Property must qualify for special causes of loss and be
    insured at a minimum of 80% coinsurance
  • Available on all eligible classes of business

Financial Rating:

  • A.M. Best Rated A++ XV.
  • S&P AA+ rated

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