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Brokerage Property
Reduced Earthquake Deductible

General Star is pleased to provide Reduced Earthquake Deductibles for select risks through our Property Division.

What Coverage is Offered?

  • Difference in Conditions—Earthquake coverage is available for selected earthquake zones and can be offered on a primary basis with deductibles as low as 1% per unit of insurance.

Risk Appetite

  • Commercial Property Owners, Office Buildings, Industrial, Mercantile and Shopping Centers

Minimum Annual Premium

  • $10,000

Eligible Territories

  • California Earthquake Zones D, F, G, and H, Arizona, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming

Target Age for Eligible Risks

  • 1977 or newer
  • 1997 or newer in Portland, Oregon and Hawaii
  • 2003 or newer in Seattle, Washington

What Limits Are Available?

  • Up to $5,000,000

What Information is Required for a Submission?

  • Excel-based statement of values by building, including age of building and type of construction

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