| Reduced Earthquake Deductible
General Star is pleased to provide Reduced Earthquake Deductibles for select risks through our Property Division.
What Coverage is Offered?
- Difference in Conditions—Earthquake coverage is available for selected earthquake zones and can be offered on a primary basis with deductibles as low as 1% per unit of insurance.
Risk Appetite
- Commercial Property Owners, Office Buildings, Industrial, Mercantile and Shopping Centers
Minimum Annual Premium
Eligible Territories
- California Earthquake Zones D, F, G, and H, Arizona, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Utah, Washington, Wyoming
Target Age for Eligible Risks
- 1977 or newer
- 1997 or newer in Portland, Oregon and Hawaii
- 2003 or newer in Seattle, Washington
What Limits Are Available?
What Information is Required for a Submission?
- Excel-based statement of values by building, including age of building and type of construction
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